Loan Against Securities

What Is LAS?

Loan Against Securities (LAS) is a smart credit facility where you can pledge your existing financial assets—such as shares, mutual funds, bonds, or insurance policies—to avail a loan. It allows you to meet short-term financial needs without disturbing your long-term investment portfolio.

Why Should you Invest in LAS?

Why Invest in LAS With Poonam Securities?

Quick processing & transparent terms

Expert guidance tailored to your portfolio

Secure, SEBI-compliant processes

Trusted by individuals and business owners

Did You Know?

You can borrow up to 80% of your mutual fund’s value without liquidating your investment!

LAS lets you earn returns on your securities even while they’re pledged for a loan.

There’s no need to sell your shares in a market dip—LAS gives you liquidity while keeping your investments intact.

Loans against securities often come with lower interest rates compared to personal or business loans.

Market Leader For A Reason

36+ Years of Robust Research

Trusted by 50L+ Customers

2,520+ Branches

1,100+ Investment Advisors

Type Of LAS

LAS Against Equity Shares

Pledge your listed shares to raise short-term capital while continuing to benefit from market movements.

LAS Against Mutual Funds

Use your debt or equity mutual fund investments as collateral for a flexible and low-interest loan.

LAS Against Bonds & Debentures

Leverage fixed-income instruments like corporate or government bonds to access liquidity without liquidation.

LAS Against Insurance Policies

Get a loan against life insurance policies with a surrender value—ideal for conservative investors.

ETFs (Exchange-Traded Funds)

Secure funds by pledging ETFs that combine the benefits of mutual funds and stock trading.

Sovereign Gold Bonds (SGBs)

Raise capital while holding on to your gold investments backed by the Government of India.

Download Bargad App

Download the Bargad App for smart investing. Access expert-managed PMS, AIF, and LAS solutions—all in one secure, easy-to-use platform. Start growing your wealth today.

Complete Digital Process

Steps to open a Demat Account

Step 1
Enter your name and mobile number & enter the OTP received on the registered number
Step 2
Enter your details such as Date of Birth, PAN number, Email Address and Bank account details
Step 3
Complete Aadhaar KYC and mandatory E-Sign and you are all set to invest and trade