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Loan Against Securities

What Is LAS?

Loan Against Securities (LAS) lets you borrow money by pledging your existing investments — such as shares, mutual funds, bonds, or insurance policies.It’s a smart way to meet short-term financial needs without selling your investments or disrupting your long-term wealth plans.

Why Should you Invest in LAS?

Instant Liquidity

Get quick access to funds without exiting your investments.

Keep Your Investments Intact

Continue holding your securities and benefit from potential market gains.

Flexible Loan Amount

The loan amount depends on the value and type of securities you pledge.

Competitive Interest Rates

Enjoy lower rates compared to most unsecured loans.

Freedom to Use Funds

Use the money for business needs, emergencies, education, travel, or any personal requirement.

Why Invest in LAS With Poonam Securities?

Quick processing & transparent terms

Expert guidance tailored to your portfolio

Secure, SEBI-compliant processes

Trusted by individuals and business owners

Did You Know?

You can borrow up to 80% of your mutual fund’s value without liquidating your investment!
LAS lets you earn returns on your securities even while they’re pledged for a loan.
There’s no need to sell your shares in a market dip—LAS gives you liquidity while keeping your investments intact.
Loans against securities often come with lower interest rates compared to personal or business loans.

Market Leader For A Reason

36+ Years of Robust Research

Trusted by 50L+ Customers

2,520+ Branches

1,100+ Investment Advisors

Type Of LAS

LAS Against Equity Shares

Use your listed shares to raise short-term funds while still staying invested and benefiting from market growth.

LAS Against Mutual Funds

Pledge your equity or debt mutual fund holdings to access a flexible, low-interest loan without redeeming your investm

LAS Against Bonds & Debentures

Leverage your government or corporate bonds to unlock liquidity without selling your fixed-income assets

ETFs (Exchange-Traded Funds)

Get funds by pledging ETFs, which combine the advantages of mutual funds with the flexibility of stock trading.

Sovereign Gold Bonds (SGBs)

Raise capital while continuing to hold your gold investments backed by the Government of India.

LAS Against Insurance Policies

Borrow against life insurance policies that have surrender value — a practical option for conservative investors.

Complete Digital Process

Steps to open a Demat Account

  • Step 1

    Enter your name and mobile number & enter the OTP received on the registered number

  • Step 2

    Enter your details such as Date of Birth, PAN number, Email Address and Bank account details

  • Step 3

    Complete Aadhaar KYC and mandatory E-Sign and you are all set to invest and trade

Download Bargad App

Download the Bargad App for smart investing. Access expert-managed PMS, AIF, and LAS solutions – all in one secure, easy-to-use platform. Start growing your wealth today.
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